Your Alternative Home Mortgage
We’re here for the 10s of millions of creditworthy would-be homeowners who can’t get traditional financing.
Stay tuned for general availability.

Non-conforming? Not a problem.
We want to assist small business owners, independent contractors, entrepreneurs, service workers, visa holders, switching jobs, higher debt, high asset, on a tight timeframe, repairing credit, building credit, and more. There is a huge need and we can't wait to help.

Non-bank products that work for you.
We’re currently testing our non-qualified mortgage programs. Stay tuned for general availability. In the mean time, if a bank or traditional lender has failed to give you credit, we’d love to know “why not?”. Tell us your story. We’ll try to build a custom tailored product for your needs.
Why H.I.S. Loans and Real Estate Company?
Flexible Qualification
We support a wide array of credit profiles that traditional banks wouldn’t even dream of.
Great Experience
Our best in class online experience means you get rates quickly, finish requirements easily, and close fast.
Trusted Partner
You get peace of mind working with the leading online non-conforming mortgage lender.
Can't get a loan? We might be able to help.
Flexible terms. Simple online process. Your reliable partner.
Tell Us Your Story →