Bridge loans that work
We're the lender for all of your bridge financing needs. Simple application, fast close, reliable process. Plus, we leverage technology to get you the best rate.
Acquiring? Need to rehab? Come to us.
We’re a lender built by operators who’ve flipped thousands of properties. We fund property investors on their first project. We fund professionals who do 100’s per year. If you are in the market and need financing that actually works, we’re right for you.
Flexible terms. Great Rates. Close in days.
We are not a bank. We offer a simple application process backed by technology to find you the best rates. We can close in days, not months. And our capital partners have billions to invest. Too good to be true? Try us. You'll see.
Common Questions
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What is a Bridge Loan?
A Bridge Loan is a short-term mortgage used to acquire a property quickly. Generally this financing is used until permanent financing is found, the home is resold, or it is rehabilitated and then resold.
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Who needs this kind of loan?
Property investors that are fixing and flipping properties are the most common customers of H.I.S. Loans and Real Estate Company Bridge Loans. Anyone buying properties on market or in distress, rehabbing, and reselling is a potential customer for us.
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How are you better than alternatives?
We are confident that we have produced a truly unique and best-in-class borrower experience. Our proprietary technology allows us to offer our customers a simple process, fast close and reliable source of capital coupled with our industry expertise and dedicated support every step of the way. We understand the needs behind rehab financing, resulting in the development of our unique pricing structure that favors experienced borrowers. The more experience you have, the larger the discount we can pass back to you.
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What states are you lending in?
H.I.S. Loans and Real Estate Company currently finances Bridge Loans in Arizona, California, Colorado, Florida, Georgia, Illinois, Maryland, Michigan, Missouri, North Carolina, Nevada, New York, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, and West Virginia and is expanding quickly.
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What’s the process to get a loan from you?
The process is simple, fast, reliable, and 100% online. To apply for a loan, signup as a borrower to get started. We’ll ask you a few quick questions about you and the home you’re interested in and then give you a customized rate -- all in about 3 minutes. From there we make it incredibly easy to finish a full application in just 20 minutes. You will simply answer a few remaining questions and upload the required documentation. We’ll verify your information, and if everything checks out, you will often close in 10-14 days.
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Do you provide rehab financing?
Yes, we provide rehab financing. We consider both the as-is value of the property as well as the after repair value to be able to extend you funding that works and can finance both the acquisition and repairs. If you want to see an example, go ahead and apply, enter basic loan details, and we’ll show you the amount of capital and we can extend and the associated rates.
Please note, we do not finance land or ground-up construction. Only light to moderate rehab projects will be considered.
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Who can I talk to for support?
We're standing by. Please call 1-800-986-3871, Loans@tierralc.com, or live chat with us if you need help at any point.
Why H.I.S. Loans and Real Estate Company?
Competitive Rates
Say goodbye to higher hard money rates with our Bridge Loan program.
Flexible Terms
Our lending criteria are easy on you and work for almost all projects.
Fast Close
Close 10-14 business days from your completed application. Never miss another deal.
Equal Housing Lender
